Terms of Service
Last Updated: January 2026
Welcome to francoisewinnik.com. These Terms of Service ("Terms") govern your access to and use of our website and all content, services, and products available through the site. By accessing or using francoisewinnik.com, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website.
1. Acceptance of Terms
By accessing and using francoisewinnik.com, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service and our Privacy Policy. We reserve the right to modify these Terms at any time. Your continued use of the website following any changes constitutes your acceptance of the modified Terms.
2. Site Purpose
francoisewinnik.com is an informational and review website dedicated to providing educational content about online casinos that accept Interac as a payment method. We are NOT a gambling operator, casino, or gaming platform. We do not offer gambling services, accept wagers, process bets, or facilitate any direct gambling transactions. Our site provides reviews, comparisons, guides, and information about third-party casinos for educational purposes only. Any gambling activity must be conducted directly with licensed casino operators.
3. Age Restriction
By using this website, you confirm that you are at least 18 years of age or the legal minimum gambling age in your province of residence in Canada, whichever is higher. In British Columbia, Manitoba, and Quebec, the minimum age is 18. In all other Canadian provinces, the minimum age is 19. We do not permit access to our website by individuals under the legally required age. Users who do not meet these age requirements are strictly prohibited from accessing our site.
4. Disclaimer
The information provided on francoisewinnik.com is presented on an "as is" basis without warranties of any kind. While we strive to ensure accuracy, we make no representations or guarantees regarding the completeness, accuracy, timeliness, or reliability of any information, reviews, or recommendations on our site. Casino terms, conditions, bonuses, payment methods, and operations may change without notice.
You are solely responsible for verifying all information directly with the relevant casino operators before making any decisions or deposits. We strongly recommend that you review the official terms, licenses, and policies of any casino before participating. We are not responsible for outdated information, errors, or discrepancies between our content and a casino's actual offerings.
5. Affiliate Relationship
francoisewinnik.com may earn affiliate commissions, referral fees, or other compensation when you click links to casinos or complete sign-ups through our website. This creates a financial relationship between us and the casinos we recommend. We disclose this relationship transparently; however, please note that our recommendations may be influenced by the commissions we receive. We encourage you to conduct independent research before making any decisions based on our content.
6. Intellectual Property
All content on francoisewinnik.com, including text, graphics, logos, images, and software, is the exclusive property of francoisewinnik.com or its content suppliers and is protected by Canadian and international copyright laws. You may not reproduce, distribute, transmit, display, or otherwise use any content without prior written permission from francoisewinnik.com, except for personal, non-commercial use. Unauthorized use of our intellectual property is prohibited and may result in legal action.
7. Limitation of Liability
To the maximum extent permitted by Canadian law, francoisewinnik.com and its owners, operators, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to or use of our website, including but not limited to losses from gambling, technical errors, viruses, or third-party casino disputes. This limitation applies even if we have been advised of the possibility of such damages.
You assume all responsibility and risk for your use of this website and any decisions made based on our content. We are not responsible for any losses, injuries, or damages resulting from your interaction with any third-party casino or gambling operator.
8. Governing Law
These Terms of Service are governed by and construed in accordance with the laws of the Province of Ontario, Canada, without regard to its conflict of law principles. You agree that any legal proceedings arising out of or relating to these Terms or your use of francoisewinnik.com shall be subject to the exclusive jurisdiction of the courts located in Ontario, Canada.
9. Changes to Terms
We reserve the right to modify, amend, or update these Terms of Service at any time. Changes will be effective immediately upon posting to the website. We recommend that you review these Terms periodically to stay informed of any updates. Your continued use of francoisewinnik.com following the publication of revised Terms constitutes your acceptance of those changes.
10. Contact
If you have questions, concerns, or complaints regarding these Terms of Service or our website, please contact us at:
Email: [email protected]
We will make reasonable efforts to respond to your inquiry within a reasonable timeframe.